Terms and Conditions

By accessing this website, we assume you accept these terms and conditions. Do not continue to use CA gems if you do not agree to all of the terms stated on this page.

1. Terminology

In these Terms and Conditions, Privacy Statement, and Disclaimer Notice, the following terms apply:

"Client", "You", and "Your" refer to you, the individual accessing the website and accepting the Company’s terms.
"The Company", "Ourselves", "We", "Our", and "Us" refer to CA Gems.
"Party", "Parties", or "Us" refers to both the Client and CA Gems.

All terms refer to the offer, acceptance, and consideration of payment necessary to undertake assistance to the Client in an appropriate manner, for the express purpose of meeting the Client’s needs in accordance with applicable law.

2. Cookies

We use cookies. By accessing CA gems, you consent to the use of cookies in accordance with our Privacy Policy.

Cookies are used to enhance user experience and enable certain features. Our affiliate or advertising partners may also use cookies.

3. Intellectual Property

Unless otherwise stated, CA gems and/or its licensors own the intellectual property rights for all content on this website. All rights are reserved. You may access CA gems for personal use, subject to the restrictions outlined below.

You must not:

Republish material from CA gems
Sell, rent, or sub-license material
Reproduce or duplicate material
Redistribute content without permission

4. User Comments

Certain areas of the website allow users to post comments and exchange information. CA gems does not pre-screen comments and shall not be liable for any content posted by users.

You warrant that:

You have the right to post comments
Your comments do not infringe on third-party intellectual property rights
Your comments are not defamatory, offensive, or unlawful
Your comments do not promote business or unlawful activity

By posting comments, you grant CA gems a non-exclusive license to use, reproduce, and edit your comments across any media.

5. Hyperlinking to Our Website

Permitted without prior approval:

Government agencies
Search engines
News organizations
Online directories using standard linking practices
Accredited businesses (excluding non-profit fundraising groups)

Consideration-based approval may be granted to:

Educational institutions
Trade associations
Law, accounting, and consulting firms
Dot-com communities
Charity organizations

Links must:

Not be deceptive
Not falsely imply endorsement
Fit within the context of the linking site

To request a link, email us with your organization name, contact details, URLs intended for linking, and target pages on our website.

Approved links may use:

Our brand name
Our website URL
Descriptive terms relevant to context

Use of the CA gems logo or branding for linking requires a trademark license.

6. iFrames

You may not frame any page on our website without prior written consent that alters the visual presentation or appearance of our content.

7. Content Liability

We are not responsible for content that appears on other websites linking to CA gems. You agree to protect us from claims arising from your website.

No links should appear on any website that may be interpreted as defamatory, obscene, criminal, or infringing on third-party rights.

8. Reservation of Rights

We reserve the right to:

Request removal of any link to our website
Modify these terms or linking policy at any time

By continuing to link to our site, you agree to abide by these terms.

9. Link Removal Requests

If you find a link on our site that is offensive, you may contact us. We will consider removal requests but are not obligated to respond or act on them.

We do not guarantee that the content on our site is accurate, complete, or current.

10. Disclaimer

To the fullest extent permitted by law, we disclaim all warranties regarding the website and its use. Nothing in this disclaimer will:

Limit liability for death or personal injury
Limit liability for fraud or fraudulent misrepresentation
Limit liability in a manner not permitted under law
Exclude liability that may not be excluded under law

As long as this site and its content are offered free of charge, we are not liable for any loss or damage of any nature.